Date & Time

-

Venue

Virtual (Zoom)

Maximum Qualifying Hours

1.00

9th edition SAS Health Innovation Series
These afternoon forums are designed to showcase cutting-edge ideas, strategies, and innovations transforming healthcare across the globe. 

Indonesia's Evolving Health System: Public Reform, Private Insurance, and Market Dynamics
Indonesia presents a unique and dynamic healthcare landscape, achieving near-universal coverage (99% of the 283 million population) through its massive single-payer system, BPJS Kesehatan. However, the market is currently undergoing a critical structural shift with the full implementation of KRIS (Standard Inpatient Class), which standardizes public hospital wards. This session will analyze how this public reform is creating a significant supply-side shock in private hospital capacity, driving middle-class demand for private "top-up" insurance while simultaneously fueling double-digit medical inflation.

Beyond the public sector, we will examine the private market's decisive migration from investment-linked riders toward high-limit standalone "As-Charged" plans. Crucially, we will dissect the actuarial implications of the new POJK 36/2025 regulation, which now governs the cost-sharing (copayments) and strengthens medical governance to stabilize loss ratios. Facing a projected 18% medical trend rate, this presentation equips actuarial professionals with essential insights into pricing, risk management, and operational strategies for long-term sustainability in Indonesia's newly restructured healthcare ecosystem.

Date: 22 May 2026
Time: 4pm to 5pm (SGT)
Format: Online via Zoom

SPEAKER

Yohan Dharmawan | Head of Proposition and Group Business Chief Underwriting Officer | Zurich Life Indonesia

Yohan Dharmawan currently serves as Head of Proposition and Group Business Chief Underwriting Officer at Zurich Life Indonesia, where he leads the strategic direction of product development, pricing, and underwriting across the life and health portfolios. Previously, he was the company's Chief Life Actuary, successfully championing the transition to IFRS17.

Yohan is a Fellow of the Society of Actuaries (FSA) and a Fellow of the Society of Actuaries of Indonesia (FSAI). With over 13 years of diverse experience spanning pricing, product development, valuation, and risk management, he brings deep technical expertise to his leadership roles.
He has been a member of the SOA Greater Asia Committee since 2023 and holds both a Bachelor and Master of Science from Institut Teknologi Bandung.

FEES

  • Complimentary to members
  • $30 for non-members

ADDITIONAL DETAILS

  • Zoom dial-in link will be shared 1 day before the session.

Registration closing on Wednesday 20 May 2026, 5pm .
 

Basic Information

Membership Class

Declarations

  • I agree to hereby release, waive, discharge and agree not to sue the Singapore Actuarial Society (SAS) and its officers, directors, members, volunteers and employees, for any and all claims or demands, obligations and/or causes of action of any nature whatsoever which I may have against the SAS and its officers, directors, members, volunteers, and employees, on account of any personal illness or injury, property damage, death or accident of any kind, arising out of or in any way connected with my participation in this event. 
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  • I consent to receiving information and publicity related to this event from the SAS or any other organisation with which the SAS engages in the organisation and conduct of this event.
  • I consent for my photograph and/or video recording to be taken by the SAS and/or vendors engaged by SAS to record the proceedings of this event which may be made public in SAS publications, on the SAS website, on social media or in publications of organisations which the SAS engages to report on this event.
  • I agree that I will not be deemed to have registered for this event until I have made full payment of the registration fee required prior to the commencement of this event.
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